FREE Identity Fraud Advocacy Services on all homeowners policies!
- 27,000 people become victims of identity theft every day
- average cost of identity theft per victim is $4800
Identity theft is the fastest growing crime in America, and as such, the number one consumer complaint for seven consecutive years. The Federal Trade Commission estimates out-of-pocket expenses for victims almost doubled in 2006, with a total of $56.6 billion in losses due to identity fraud in 2005*.
However, personal identity management involves much more than dealing with identity theft. That’s why Celina Insurance Group has partnered with Identity Theft 911®, an industry leader in identity theft resolution services and fraud management, to provide Identity Fraud Advocacy Services to our homeowners policyholders – at no charge!
Expert help is just a phone call away!
At the core of Identity Fraud Advocacy Services is the unlimited, one-on-one access to a highly experienced fraud specialist.
Whether you have a serious identity theft crisis or need to take preventative measures regarding
a lost or stolen wallet, you don’t have to struggle on your own. This specialist becomes your personal advocate and ally, assisting you with any question or concern you may have about a possibly compromised identity, as well as guiding you through the resolution process.
Identity Fraud Advocacy Services include the following identity management services that help
safeguard your identity and the indentity of your resident family members and deal with any identity compromising situation:
- Resolution
For victims of account take-over or identity theft: The fraud specialist will guide you through
the process of restoring your identity and handle the entire documentation procedures.
Victims receive one year of free credit monitoring as well as free fraud monitoring of over
1000 public databases.
- Proactive
For those who wish to be proactive: In the event that your personal data has been
compromisedin any way, the fraud specialist can place a fraud alert on your credit file to
reduce the risk of new accounts being created in your name. Additional preventative risk
measures are available upon request.
- Child Risk
For parents and guardians of minor children: A fraud specialist will initiate a credit file
suppression to help prevent against misuse of your child’s personal information.
- Military
For active duty military personnel, especially when stationed abroad: If you are a service
member and are slated for active duty, you can work one-on-one with the fraud specialist
to help secure your identity. This includes advocate-assisted placement of an active duty
fraud alert on your file, as well as assistance to authorized spouses or family members
during your absence.
- Medical
For victims of medical identity theft: You will receive assistance undoing damage from fraudulently filed insurance claims and/or bogus medical services obtained in your name, including one year of active follow-up. This service will also aid in clearing up and correcting your health records to the extent possible.
- Estate
For surviving spouses: A knowledgeable fraud specialist will properly secure the identity of
your departed spouse from potential misuse by identity thieves and minimize potential risks
to your identity in the case of joint credit files and financial documents.
- Travel
For those who travel, especially to a foreign country: Highly experienced fraud specialists
are on stand-by 24/7 to assist world-wide with emergency travel documents and
arrangements in the event a passport, credit cards, checks, or other crucial documents
are lost or stolen while traveling. The service also provides follow-up upon return back
home and a proactive Identity Theft 911® travel preparedness package.
- Relocation
For those who move: Benefit from safeguarding financial, credit, and identity data during
your move. The fraud specialist will help ensure uninterrupted access to your financial institutions and accounts, as well as assisting with any needed documentation or
proactive measures.
- Disaster Recovery
For victims of a hurricane, earthquake, tornado, flood or home fire: Quickly recapture
essential destroyed records and personal identification needed to rebuild your life with
the help of a highly experienced fraud specialist. The specialist will also help ensure uninterrupted access to your financial institutions and accounts and aid with documentation
for insurance claims.
Please note that the above-mentioned services are not insurance coverages, thus
use of these services will not affect policy eligibility or premium in any way.
*Based on Federal Trade Commission statistics filed in 2005 and 2006 --
Source: Identity Theft 911®
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